Registration with the SEC or state does not constitute an endorsement of the firm by regulators, nor does it indicate that the adviser has attained a particular level of skill or ability. This content is for informational purposes only and does not intend to make an offer or solicitation for sale or purchase of any securities. Investing involves risk, including the potential loss of principal. No investment strategy, such as asset allocation or diversification, can guarantee a profit or protect against loss in periods of declining values. All investment strategies involve risk and have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially affect the performance of your portfolio. There are no assurances that a portfolio will match or outperform any particular benchmark. Investors should carefully consider the investment objectives, risks, fees and expenses before investing. Any financial services firms referenced in this material do not provide tax or legal advice. Please consult with your tax or legal professional regarding specific issues prior to making a tax or legal decision.

While your financial advisor may provide information relative to taxes, insurance and estate planning, the Registered Investment Advisor does not offer tax, insurance, or legal services. Any decisions relative to these topics should be discussed with a tax, insurance or legal professional prior to implementation. As required by the IRS, you are advised that any discussion of tax issues in this material is not intended or written to be used, and cannot be used, (a) to avoid penalties imposed under the Internal Revenue Code or (b) to promote, market or recommend to another party any transaction or matter addressed herein. All tax information is provided for illustrative purposes only, does not reflect an actual investor, and is not intended to predict your specific tax liabilities. Tax rates vary based on your situation and change over time.

CRIS Capital is a registered investment advisor offering advisory services in accordance with applicable state and federal laws. The firm is registered with the Securities and Exchange Commission (SEC) and/or state securities authorities where required. All advisory services are provided in compliance with the rules and regulations of the Financial Industry Regulatory Authority (FINRA) and the Securities and Exchange Commission (SEC).

CRIS Financial is a licensed insurance agency offering insurance products and services. CRIS Financial and its agents are licensed and regulated by the National Association of Insurance Commissioners (NAIC) and state insurance departments. The insurance products offered are not registered with the SEC or subject to the same regulatory standards as investment advisory services.

The information on this website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities or insurance products. Past performance is not indicative of future results. Investing in securities involves risk, including the potential loss of principal. Insurance products are subject to their own terms, conditions, and limitations.

For more information on the services we provide, please refer to our Form ADV Part 2, available upon request, or contact us directly.